Please Note:

Please Note: UPDATED EFFECTIVE January 31, 2014

This Privacy Policy describes your privacy rights regarding the collection, use, storage, sharing, and protection of your personal information by PERSOFOLIO™. It applies to the PERSOFOLIO website ( and all related websites, applications, mobile applications, services, tools, modules, integrated application and remote modules, APIs, and/or servers owned by and/or operated by PERSOFOLIO™ or any third parties where this policy is referenced, regardless of how you access or use them (Collectively “Sites, Apps and Services”). By using our Sites, Apps and Services, you agree to the terms of this Privacy Policy and consent to the processing of your personal information as described here.

Throughout this Privacy Policy, we use the term “personal information” to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been made anonymous or aggregated so that it can no longer be used, whether in combination with other information or otherwise, to identify a specific person.


Information you give to us.

When you register, we may ask you to provide the following information:

  • Name
  • Email address
  • Credit Card or Debit Account Number.
  • Home and/or business postal address.
  • You may choose to provide us with access to certain personal information stored by third parties such as social media sites (such as by way of example only, and not limitation, Facebook and Twitter). The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third party with your PERSOFOLIO™ account and authorizing PERSOFOLIO™ to have access to this information, you agree that PERSOFOLIO™ may collect, store and use this information in accordance with this Privacy Policy.

Information we collect when you use our Site and Services.

  • Data or files when sent to PERSOFOLIO™ may be collected, processed, and stored on PERSOFOLIO™ servers or Third Party servers which have been contracted by PERSOFOLIO™ to perform services covered by this agreement.
  • We may also collect information about the way you interact with our Site, Services, content and advertising. This may include, but is not limited to, device ID, device type, machine ID, geo-location information, computer and connection information, statistics on page views, traffic to and from our Sites, IP address, ad data, and standard web log information, and any telephone number you provide us or from which you may call or otherwise contact us.

Information we collect from other sources.

  • We may also obtain information from or about you in other ways. For example, we may verify user information with a service provider or combine your information with additional information we collect from other third parties or sources, as authorized and permitted by law. Also, we may collect the information you send to us such as correspondence, customer satisfaction surveys or customer service communications, testimonials or User Content such as photos, blogs and writings.

How We Use Information

Our primary purpose in collecting personal information is to provide you with a safe, efficient and customized experience. We may use the information we collect to:

  • provide the Services and customer support you request;
  • resolve disputes, collect fees and troubleshoot problems;
  • prevent, detect and investigate potentially prohibited or illegal activities, and enforce our User Agreement;
  • customize, measure and improve our Site, Services and advertising;
  • contact you tell you about our Services and those of our corporate family, service updates, targeted marketing and promotional offers based on your communication preferences;
  • contact you to resolve disputes, collect fees, and troubleshoot problems with your account or our Sites and Services, third party integrated applications or tools, or for other purposes authorized by law;
  • contact you at any telephone number using auto-dialed or pre-recorded message calls or SMS or other text messages (if applicable) for the purposes described in this Privacy Policy or our User Agreement. For example, we might send you updated or recovered log in or registration information via SMS or other means;
  • compare information for accuracy and verify it with third parties; and/or comply with applicable laws;
  • Registration and/or sharing through the use of a third-party services.
  • PERSOFOLIO™ may allow others to provide analytics services on our behalf. These entities may use cookies, web beacons and other technologies to collect information about the user’s use of the Services and other websites, including IP address, web browser, pages viewed, time spent on pages, links clicked and conversion information. This information may be used to, among other things, analyze and track data, determine the popularity of certain content and better understand the user’s online activity. For example, PERSOFOLIO™ might use Google Analytics to analyze website data. To learn more about the privacy policy of Google Analytics, click here, and to learn how to opt out of that service click here.

How we share information

We share information between our systems and that of third parties so as to allow them to use and engage in transactions with the Sites or Services. Information like names, address and other data might be included in this information. We may also disclose personal information to respond to legal requirements (for example, in response to requests by federal, state or local authorities, including tax authorities, subpoenas, court orders or other legal process) or in the good-faith belief that disclosure is legally required, enforce our policies, establish or exercise our legal rights or protect anyone’s rights, property or safety.

We may also share your personal information with:

  • Service providers under contract who help with our business operations (such as fraud detection, credit card processing, web analytics, server maintenance and management, content or data delivery services, or bill collection).
  • Co-brand partners for certain sites. Information shared with a co-brand partner is subject to their privacy policy. We do not control the privacy policies of co-brand partners and we encourage you to review their privacy policies.
  • Other third parties to whom you explicitly ask us to send your information (or about whom you are otherwise explicitly notified and consent to when using a specific service).
  • Other business entities, should we plan to merge with or be acquired by that business entity or sell assets. Should such a combination occur, we will require that the new combined entity follow this privacy policy with respect to your personal information. If your personal information will be used contrary to this policy, you will receive prior notice.

Cookies and web beacons

When you first use our Site and Services, PERSOFOLIO™ may send a cookie to your computer that identifies you as a unique user. We may use session cookies (which expire once you close your web browser) and persistent cookies (which stay on your computer until you delete them) to store your preferences, identify you and maintain your signed-in status, and provide you with a more personal and interactive experience. You can set your browser to refuse cookies or delete persistent cookies by following your browser’s help instructions. If you choose to disable cookies, some of our services may not work properly and you may not be able to engage is some services or actions. We may also use web beacons which are typically small graphic objects or pixels that are embedded in a web page. These web beacons allow us or our provider(s) to check that a user has viewed a web page.

Accessing and changing personal information

You can access and change your account information in account settings portion of the Sites or Services. There, you can change your address, telephone number, email address, password, credit card information, Social Security Number or Taxpayer ID (if applicable) and privacy and communications preferences.

If a user no longer desires to use the PERSOFOLIO™ sites or services, he/she may update or delete the account by making the change in account settings. In some cases PERSOFOLIO™ may retain copies of user information if required by law. For questions about Personal Information on the PERSOFOLIO™ Service, please contact PERSOFOLIO™ will respond to your inquiry within 30 days.

Communication with a user

We may communicate with you at various times, with administrative emails or phone calls, about transactions and service announcements, customer service responses and promotional emails like special offers, newsletters and updates. You can choose to stop receiving promotional emails at any time simply by changing your preferences, unsubscribing on the website, or using an email’s unsubscribe function. You may not opt out of receiving administrative messages or customer service responses.

Security and Retention

Your information is stored on our servers located in the United States. We treat data as an asset that must be protected and use tools (encryption, passwords, physical security, etc.) to protect your personal information against unauthorized access and disclosure. However, as you probably know, third parties may unlawfully intercept or access transmissions or private communications, and other users may abuse or misuse your personal information that they collect from the site. Therefore, although we work very hard to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

Third Parties

Except as otherwise expressly included in this Privacy Policy, this document addresses only the use and disclosure of information we collect from you. If you disclose your information to others, whether they users on our Site or other sites throughout the internet (including the ones we link to), different rules may apply to their use or disclosure of the information you disclose to them. PERSOFOLIO™ does not control the privacy policies of third parties, and you are subject to the privacy policies of those third parties where applicable. We encourage you to ask questions before you disclose your personal information to others.


PERSOFOLIO™ does not knowingly collect personally identifiable information from children under the age of thirteen. If a parent or guardian becomes aware that his or her child has provided PERSOFOLIO™ with Personal Information without their consent, he or she should contact PERSOFOLIO™ at If PERSOFOLIO™ become aware that a child under thirteen has provided Personal Information, steps will be taken to delete such information from all files.

Privacy Policy Updates

If we decide to change our privacy policy, we will post those changes on this site and notify you of material changes with an alert on the site or a communication to you. Changes take effect 30 days after they are posted to the Site.


Should you have any questions or concerns regarding this policy, please contact us at:



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